~ REAL ESTATE MADE EASY ~
It's not always easy to find a mortgage lender. The first step most people take, naturally, is to check mortgage rates online. But that's not the final step. Selecting a mortgage lender should be based on more than just the lowest rate. Gather a few rate quotes, and then follow up with some research and interviews before you choose the lender who is right for you.
You want to contact at least two or three lenders to make sure you find one who's a good fit, the right match for you as a borrower rather than a product pusher. A good lender can qualify you for a loan and offer advice on ways to improve your credit and should talk to you about mortgage payments in context with the rest of your financial plan.
You don't have to apply for a loan to ask questions. You can find out a lot by simply calling to ask about loan programs. If the loan officer is hard to reach or gives you a hard sell, you may not want to work with that lender. One of the most important questions is about turnaround time because so many mortgage loans today are delayed.
Most importantly, you want someone who focuses on you, not on your loan.